Key Developments: Increased KUR Disbursement, BUMN Investment Expansion, and Strategic Energy Policy

The dynamics of the national economy continue to show significant momentum, supported by various fiscal policies and strategic investment initiatives. This narrative provides a comprehensive overview of the latest achievements in the disbursement of the People's Business Credit (KUR), the expansion of the investment focus of State-Owned Enterprises (BUMN), and the government's steps in ensuring energy resilience and combating corruption. This crucial information helps business actors, investors, and policymakers in planning future business strategies.

The government noted that the realization of People's Business Credit (KUR) disbursement reached Rp238 trillion ($inline$ \text{approx. } $15.2 \text{ billion}) until November 2025. This remarkable amount surpasses the set target, demonstrating the government's strong commitment to boosting the Micro, Small, and Medium Enterprises (MSMEs) sector and increasing financial inclusion. This record achievement sends a positive signal regarding capital availability for MSMEs. Small business owners can utilize this easy and subsidized KUR facility to expand their businesses, thereby creating a ripple effect on regional economic growth and job creation.

In line with capital strengthening efforts, the Indonesia Investment Authority (INA) named Danantara as a new investment partner. Although operating in the same field, Danantara can invest in a wider range of sectors, while INA remains focused on long-term strategic investments in key economic sectors. This separation of focus provides clarity for investors and the market. Investors can expect Danantara to become a primary engine for funding large-scale infrastructure projects, while INA will continue to attract foreign capital to other key sectors, enhancing Indonesia's appeal as an investment destination.

Meanwhile, in the energy sector, the government is preparing a Presidential Regulation (Perpres) that allows PT Pertamina (Persero) to directly import crude oil from the United States (US) without going through a tender process. This step is taken by the government to strengthen the guarantee of the national energy supply and diversify import sources. This policy is vital for Indonesia's energy resilience. Industry players can see the government's efforts to ensure a stable oil supply, potentially reducing the risk of domestic energy price fluctuations.

Regarding the aspect of human resource development, the President emphasized that a country will not achieve true prosperity without mastering technology and science. This statement indicates his upcoming administration's focus on developing superior human resources and strengthening scientific research as the foundation of economic development. This signal benefits the technology, education, and startup sectors. Investors and companies should prepare to see greater incentives and support from the government for innovation, creating significant opportunities in knowledge-based industries.

As a supporter of the education program, the President stated that he would pursue and recover state funds resulting from acts of corruption. The funds successfully collected will be prioritized to finance various education programs, including free meals, as a form of strengthening the quality of human resources from an early age. This policy has two major impacts: strict law enforcement against corruption will improve a cleaner business climate, while better funding for education programs promises an increase in the quality of the future workforce.